Fion's specialism01Wills, Lasting Power of Attorney, CPF and insurance nominations, trusts and legacy structures, so what you have built passes on clearly, kindly and without dispute.
REP NO. YYF300143021Wealth Consultants · Affinity Group
Wealth Consultant杨炎芬
Fion's story is proof that breakthroughs belong to the quiet ones too. Her career began in 2012 after a first hospitalisation showed her, personally, what insurance means when the unexpected happens. A self-described introvert who once feared the spotlight, she made the bravest decision of her career — to step in front of the camera anyway. That first nervous video became a movement: a community of more than 28,000 followers across Instagram, TikTok, Facebook and Xiaohongshu who tune in for her warm, honest and refreshingly human take on money, and 20–30+ genuine questions and leads per video. Today, as a certified Estate & Succession Practitioner and speaker for Affinity's Mandarin estate planning webinars, Fion channels that same authenticity into thoughtful, personalised advice — helping families protect what matters and plan their legacy with clarity.
“You don't have to be the loudest voice to make the deepest impact.”
In Fion's words
Credentials & recognition
Fion's designations and industry honours — every one of them earned since starting in 2012.
Professional designations & qualifications
In Fion's words
I entered the financial advisory industry after experiencing my first hospitalisation. It was then that I personally realised how important insurance can be when unexpected medical situations happen.
Over the years my work has expanded beyond insurance into retirement, CPF and estate planning — and I have used social media to make those topics easier to understand, especially for the Chinese-speaking community.
Areas of advice
Media & press
Featured conversations, testimonials and coverage — a closer look at how Fion shows up beyond the meeting room.
Instagram · @flywithfion
The reel that turned views into 20–30+ real conversations
On stage
An event where Fion spoke, hosted or shared — watch the highlights right here.
See every event highlight, by theme, on the events page.
How we can help
Fion specialises in estate planning, insurance advisory and business valuation, and is backed by specialist pathways across the branch for everything else.
Fion's specialism01Wills, Lasting Power of Attorney, CPF and insurance nominations, trusts and legacy structures, so what you have built passes on clearly, kindly and without dispute.
Fion's specialism02Life, health, critical illness, disability and long-term care cover, reviewed against what your family actually needs rather than what a brochure suggests.
03One honest picture of your income, spending, debts, CPF and goals, turned into a plan you can actually follow as life changes.
04CPF LIFE, SRS, annuities and income drawdown strategies that turn decades of work into a retirement you can enjoy, including a micro-retirement along the way.
05Diversified portfolios, unit trusts, ILPs and regular reviews built around your risk appetite and time horizon, not market noise.
06Making sensible use of SRS, CPF top-ups and relief-eligible structures so more of what you earn stays working for you.
More of the team